/* Article #3 P1 — navy/blue shared visual language, car-and-life opening variant.
   All rules scoped. Base CSS/JS and published pages are unchanged. */
article.need-visual-p1{--n-navy:#12355f;--n-blue:#1e4f8f;--n-line:#d3e0ed;--n-soft:#edf4fb;--n-muted:#516a83;max-width:1100px!important;width:calc(100% - 48px)!important;margin:0 auto!important;padding:28px 0 64px!important;color:#213247}
article.need-visual-p1 *,article.need-visual-p1 *::before,article.need-visual-p1 *::after{box-sizing:border-box}
article.need-visual-p1 p{font-size:18px!important;line-height:1.8!important;max-width:none!important;margin:14px 0 20px!important;color:#25374b}
article.need-visual-p1 .breadcrumb{margin:0 0 22px!important}
article.need-visual-p1 .nv-hero{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(310px,1fr);gap:40px;align-items:center;margin-bottom:28px}
article.need-visual-p1 .nv-hero-copy{min-width:0}
article.need-visual-p1 .category-badge{background:var(--n-soft)!important;color:var(--n-blue)!important;font-size:13px!important;margin-bottom:14px!important}
article.need-visual-p1 h1{font-size:45px!important;line-height:1.3!important;font-weight:850!important;letter-spacing:-.025em!important;white-space:normal!important;margin:0 0 20px!important;max-width:none!important;color:var(--n-navy)!important}
article.need-visual-p1 .nv-title-main{display:block}.need-visual-p1 .nv-title-main>span{color:var(--n-blue);white-space:nowrap}
article.need-visual-p1 .nv-title-sub{display:block;font-size:.62em;line-height:1.5;margin-top:12px;color:#45627f;letter-spacing:0}
article.need-visual-p1 .article-meta{font-size:12px!important;color:var(--n-muted)!important;gap:14px!important;margin:0!important}
article.need-visual-p1 .nv-hero .lead{font-size:17px!important;line-height:1.8!important;margin:18px 0 0!important}
article.need-visual-p1 .nv-hero .lead strong{color:inherit!important;font-size:inherit!important;font-weight:650!important;background:none!important}
article.need-visual-p1 .nv-icon{display:block;flex:none;width:40px;height:42px;color:var(--n-blue);overflow:visible}
/* Alternative hero: no thought bubble, repeated person, or insurance promise. */
article.need-visual-p1 .nv-life-hero{position:relative;border:1px solid #d9e4ef;border-radius:24px;background:linear-gradient(145deg,#f9fbfe,#edf4fb);padding:19px 19px 16px;min-width:0;color:var(--n-navy)}
article.need-visual-p1 .nv-scene-kicker{display:block;text-align:center;letter-spacing:.08em;font-size:14px;font-weight:750;margin-bottom:18px;color:#456582}
article.need-visual-p1 .nv-scene-places{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
article.need-visual-p1 .nv-scene-places>div{display:flex;flex-direction:column;align-items:center;gap:8px;background:white;border:1px solid #d2deed;border-radius:12px;padding:12px 3px 10px}
article.need-visual-p1 .nv-scene-places .nv-icon{width:36px;height:38px}
article.need-visual-p1 .nv-scene-places span{font-size:12px;line-height:1.5;font-weight:650;text-align:center}
article.need-visual-p1 .nv-scene-road{height:30px;position:relative;margin:0 13%}
article.need-visual-p1 .nv-scene-road:before{content:"";position:absolute;top:15px;left:0;right:0;border-top:2px dashed #a7bfd6}
article.need-visual-p1 .nv-scene-road i{position:absolute;width:1px;border-left:2px dashed #a7bfd6;height:15px;top:0}
article.need-visual-p1 .nv-scene-road i:first-child{left:0}.need-visual-p1 .nv-scene-road i:nth-child(2){left:50%;height:30px}.need-visual-p1 .nv-scene-road i:last-child{right:0}
article.need-visual-p1 .nv-scene-car{display:flex;flex-direction:column;align-items:center;position:relative;gap:5px;padding-top:3px}
article.need-visual-p1 .nv-car{width:143px;height:auto;object-fit:contain;max-width:100%}
article.need-visual-p1 .nv-scene-car>.nv-car{width:165px}
article.need-visual-p1 .nv-scene-car>span{font-size:15px;font-weight:750;line-height:1.5}
article.need-visual-p1 .nv-scene-footer{border-top:1px solid #ccdcea;margin-top:13px;padding-top:12px;display:flex;align-items:center;justify-content:center;gap:13px}
article.need-visual-p1 .nv-scene-footer .nv-icon{width:28px;height:30px}
article.need-visual-p1 .nv-scene-footer>span{font-size:14px;line-height:1.65}.need-visual-p1 .nv-scene-footer b{display:block}
/* Verdict and heading rhythm. */
article.need-visual-p1 .quick-verdict.nv-answer{display:flex;gap:23px;align-items:center;margin:24px 0 27px!important;padding:26px!important;border:1.5px solid #8faecc!important;background:linear-gradient(100deg,#f4f8fd,#eaf2fb)!important;border-radius:12px!important}
article.need-visual-p1 .nv-bulb{width:74px;min-width:74px;height:86px}
article.need-visual-p1 .nv-answer-copy{min-width:0}
article.need-visual-p1 .nv-answer-copy>.label{display:inline-block!important;background:var(--n-blue)!important;color:white!important;border-radius:26px!important;padding:8px 21px!important;font-size:20px!important;line-height:1.3!important;font-weight:800!important;margin-bottom:12px!important}
article.need-visual-p1 .nv-answer-copy>strong{font-size:25px!important;line-height:1.6!important;color:var(--n-navy)!important}
article.need-visual-p1 .nv-answer-copy em{font-style:normal!important;color:var(--n-blue)!important;font-size:1.15em!important;background:none!important}
article.need-visual-p1 .nv-answer-copy>p{font-size:16px!important;line-height:1.7!important;color:#455e77!important;margin:12px 0 0!important}
article.need-visual-p1 h2{font-size:27px!important;line-height:1.5!important;color:var(--n-navy)!important;margin:46px 0 17px!important;padding:0 0 0 14px!important;border:0!important;border-left:5px solid var(--n-blue)!important;scroll-margin-top:106px;white-space:normal!important}
article.need-visual-p1 h3{font-size:22px!important;line-height:1.5!important;color:var(--n-navy)!important;margin:32px 0 14px!important}
article.need-visual-p1 .scan-lead{background:none!important;border:0!important;padding:0!important;font-weight:400!important;color:#425d78!important;margin:12px 0 20px!important}
article.need-visual-p1 .scan-lead b{color:var(--n-blue)!important}
article.need-visual-p1 .source-note{border:0!important;background:none!important;padding:0!important;font-size:15px!important;line-height:1.8!important;color:#526981!important;margin:20px 0!important}
/* Navigable overview; no duplicate full-length TOC. */
article.need-visual-p1 .nv-visual-toc{margin:30px 0 38px}
article.need-visual-p1 .nv-section-label{display:flex;gap:16px;align-items:center;border-left:5px solid var(--n-blue);padding-left:14px}
article.need-visual-p1 .nv-section-label>strong{font-size:25px;line-height:1.45;color:var(--n-navy)}
article.need-visual-p1 .nv-section-label>span{flex:1;height:1px;background:#dce5ef}
article.need-visual-p1 .nv-nav-note{font-size:14px!important;color:var(--n-muted)!important;margin:10px 0 16px!important}
article.need-visual-p1 .nv-topics{display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:10px}
article.need-visual-p1 .nv-topic{display:flex;flex-direction:column;align-items:center;gap:10px;min-width:0;min-height:165px;padding:16px 10px 12px;border:1px solid var(--n-line);border-radius:10px;background:white;text-align:center;text-decoration:none!important;color:var(--n-navy)!important}
article.need-visual-p1 .nv-topic .nv-icon{width:36px;height:38px}
article.need-visual-p1 .nv-topic>span{font-size:14px;line-height:1.65;font-weight:650}
article.need-visual-p1 .nv-topic .nv-down{margin-top:auto;line-height:1;font-size:16px;color:#6b87a4}
article.need-visual-p1 .nv-topic:hover{border-color:#8ca9c7;background:#f5f9fd}
article.need-visual-p1 a:focus-visible,article.need-visual-p1 button:focus-visible{outline:3px solid #1e4f8f;outline-offset:4px}
/* Distinctions / parts — relevant information stays together. */
article.need-visual-p1 .nv-basics-pair{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:24px 0}
article.need-visual-p1 .nv-basics-pair>div{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;min-width:0;padding:22px;background:#f2f7fc;border:1px solid var(--n-line);border-radius:13px;text-align:center}
article.need-visual-p1 .nv-basics-pair>div:nth-child(2){background:#f8fafc}
article.need-visual-p1 .nv-basics-pair strong{color:var(--n-navy);font-size:22px;line-height:1.5}
article.need-visual-p1 .nv-basics-pair small{font-size:15px;color:#526981}
article.need-visual-p1 .nv-basics-pair span{font-size:15px;font-weight:750;color:#4e6a86}
article.need-visual-p1 .experience-banner{border:0!important;border-left:4px solid #9ab3cc!important;background:#f6f9fc!important;border-radius:0 10px 10px 0!important;padding:18px 20px!important;margin:22px 0!important}
article.need-visual-p1 .experience-banner>span{font-size:13px!important;color:var(--n-blue)!important;background:none!important}
article.need-visual-p1 .experience-banner>strong{font-size:21px!important;color:var(--n-navy)!important;line-height:1.65!important}
article.need-visual-p1 .experience-banner>small{font-size:14px!important;color:#526981!important}
article.need-visual-p1 .impact-message{padding:18px 22px!important;background:#f3f7fc!important;border:0!important;border-left:4px solid #89a8c7!important;border-radius:0 10px 10px 0!important;box-shadow:none!important;margin:24px 0!important}
article.need-visual-p1 .impact-message>span{font-size:13px!important;color:var(--n-blue)!important;background:none!important;padding:0!important}
article.need-visual-p1 .impact-message>strong{display:block;font-size:23px!important;line-height:1.6!important;color:var(--n-navy)!important}
article.need-visual-p1 .impact-message em{font-style:normal!important;font-size:inherit!important;color:var(--n-blue)!important;background:none!important;box-shadow:none!important}
article.need-visual-p1 .impact-equation{display:grid!important;grid-template-columns:minmax(0,1fr) 38px minmax(0,1fr)!important;gap:10px!important;align-items:center!important;background:#edf4fb!important;padding:22px!important;border:1px solid var(--n-line)!important;border-radius:12px!important;color:var(--n-navy)!important;margin:24px 0!important;text-align:center}
article.need-visual-p1 .impact-equation span,article.need-visual-p1 .impact-equation strong{font-size:24px!important;line-height:1.5!important;color:var(--n-navy)!important}
article.need-visual-p1 .impact-equation b{font-size:30px!important;color:#5e7d9c!important}
article.need-visual-p1 figure{margin:24px 0;padding:22px;border:1px solid var(--n-line);border-radius:12px;background:#f8fbfe}
article.need-visual-p1 figcaption{font-size:19px;font-weight:750;color:var(--n-navy);line-height:1.65;margin-bottom:20px}
article.need-visual-p1 .nv-note{font-size:14px!important;line-height:1.7!important;color:#526981!important;margin:13px 0 0!important}
article.need-visual-p1 .nv-component-row{display:grid;grid-template-columns:1fr 22px 1fr 22px 1fr;align-items:center;gap:10px}
article.need-visual-p1 .nv-component-row>div{display:flex;flex-direction:column;gap:10px;align-items:center;text-align:center;min-width:0;padding:18px 12px;background:white;border:1px solid #d9e4ee;border-radius:10px}
article.need-visual-p1 .nv-component-row b{font-size:18px;color:var(--n-navy);line-height:1.5}
article.need-visual-p1 .nv-component-row>span,article.need-visual-p1 .nv-connector{font-size:24px;font-weight:700;color:#6a86a3;text-align:center;align-self:center}
article.need-visual-p1 .nv-hidden-damage{display:grid;grid-template-columns:minmax(0,1fr) 26px minmax(0,1fr);gap:12px;align-items:stretch;margin:24px 0}
article.need-visual-p1 .nv-hidden-damage>div:not(.nv-connector){display:grid;grid-template-columns:40px minmax(0,1fr);gap:4px 15px;align-items:center;padding:22px;border:1px solid var(--n-line);border-radius:10px;background:#f4f8fc}
article.need-visual-p1 .nv-hidden-damage .nv-icon{grid-row:1/3}
article.need-visual-p1 .nv-hidden-damage b{font-size:18px;color:var(--n-navy);line-height:1.6}
article.need-visual-p1 .nv-hidden-damage span{font-size:14px;color:#526981}
/* Five criteria: overview is at the section, not repeated at the top. */
article.need-visual-p1 .decision-grid{grid-template-columns:repeat(5,minmax(0,1fr))!important;gap:12px!important;margin:24px 0 30px!important}
article.need-visual-p1 .decision-card{min-width:0;min-height:0!important;padding:17px 15px!important;background:#f7faff!important;border:1px solid var(--n-line)!important;border-radius:10px!important}
article.need-visual-p1 .decision-card .nv-icon{margin:8px 0 10px;width:31px;height:33px}
article.need-visual-p1 .decision-card>b{font-size:17px!important;margin:0 0 7px!important}
article.need-visual-p1 .decision-card>small{font-size:14px!important;line-height:1.65!important;color:#536d86!important}
article.need-visual-p1 .nv-point-title{display:flex;align-items:center;gap:14px;padding-bottom:12px;border-bottom:1px solid #dce6f0}
article.need-visual-p1 .nv-point-title .nv-icon{width:30px;height:32px}
article.need-visual-p1 .section-summary{background:none!important;border:0!important;border-left:3px solid #a9bfd4!important;padding:3px 0 3px 14px!important;font-weight:500!important;line-height:1.8!important;color:#425d78!important;margin:12px 0 20px!important}
article.need-visual-p1 .amount-questions{grid-template-columns:repeat(4,minmax(0,1fr))!important;gap:12px!important;margin:24px 0!important}
article.need-visual-p1 .amount-questions>div{padding:20px 12px!important;background:#f4f8fc!important;border-color:var(--n-line)!important;border-radius:10px!important;min-width:0}
article.need-visual-p1 .amount-questions strong{color:var(--n-blue)!important;font-size:38px!important;line-height:1.3!important;margin-bottom:8px!important}
article.need-visual-p1 .amount-questions strong span{display:inline!important;font-size:.47em!important;color:inherit!important;margin:0!important}
article.need-visual-p1 .amount-questions b{font-size:16px!important;line-height:1.5!important}
article.need-visual-p1 .decision-contrast{grid-template-columns:minmax(0,1fr) 32px minmax(0,1.3fr)!important;gap:12px!important;margin:22px 0!important}
article.need-visual-p1 .decision-contrast-item{min-width:0;padding:19px!important;border:1px solid var(--n-line)!important;border-radius:12px!important}
article.need-visual-p1 .decision-contrast-item.muted{background:#f6f8fa!important;color:#576f86!important}
article.need-visual-p1 .decision-contrast-item.strong{background:var(--n-soft)!important;color:var(--n-navy)!important;border-color:#91aecb!important}
article.need-visual-p1 .decision-contrast-item b{font-size:23px!important;line-height:1.6!important}
article.need-visual-p1 .decision-contrast-item span{font-size:13px!important}
article.need-visual-p1 .decision-contrast-arrow{position:static!important;transform:none!important;color:#6b89a6!important;font-size:24px!important;padding:0!important}
article.need-visual-p1 .nv-household figcaption{display:flex;gap:12px;align-items:center}
article.need-visual-p1 .nv-household .nv-icon{width:34px;height:36px}
article.need-visual-p1 .nv-budget-bar{display:flex;width:100%;border-radius:10px;overflow:hidden;min-height:90px;border:1px solid #b9cede}
article.need-visual-p1 .nv-budget-bar>span{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;font-size:16px;padding:12px 5px;text-align:center;line-height:1.4}
article.need-visual-p1 .nv-budget-paid{background:#376895;color:white}
article.need-visual-p1 .nv-budget-left{background:#e0ecf8;color:#12355f;border-left:3px solid white}
article.need-visual-p1 .nv-budget-bar b{font-size:29px;font-weight:800}
article.need-visual-p1 .nv-budget-question{font-size:21px!important;font-weight:750;color:var(--n-navy)!important;margin:16px 0 0!important}
article.need-visual-p1 .key-message{background:none!important;border:0!important;border-bottom:2px solid #d6e3f0!important;padding:4px 0 14px!important;border-radius:0!important;line-height:1.6!important;margin:24px 0!important}
article.need-visual-p1 .key-message .main{font-size:22px!important;line-height:1.6!important;color:var(--n-navy)!important}
article.need-visual-p1 .nv-loan-pair{display:grid;grid-template-columns:minmax(0,1fr) 30px minmax(0,1fr);gap:15px}
article.need-visual-p1 .nv-loan-pair>div{display:flex;flex-direction:column;align-items:center;gap:8px;justify-content:center;padding:20px 15px;border:1px solid var(--n-line);border-radius:10px;background:white;text-align:center}
article.need-visual-p1 .nv-loan-car{width:100px;height:auto}
article.need-visual-p1 .nv-loan-pair b{font-size:20px;color:var(--n-navy);line-height:1.5}
article.need-visual-p1 .nv-loan-pair small{font-size:14px;color:#526981}
article.need-visual-p1 .nv-daily{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:13px;margin:22px 0}
article.need-visual-p1 .nv-daily>div{display:flex;align-items:center;gap:10px;justify-content:center;border-bottom:2px solid #d5e3f0;padding:12px 5px;color:var(--n-navy);font-weight:650;font-size:16px}
article.need-visual-p1 .nv-daily .nv-icon{width:30px;height:32px}
article.need-visual-p1 .reason-grid{gap:15px!important;margin:24px 0!important}
article.need-visual-p1 .reason-grid>div{display:grid;grid-template-columns:36px 1fr;gap:5px 13px;padding:20px!important;background:#f7faff!important;border-color:var(--n-line)!important;min-width:0}
article.need-visual-p1 .reason-grid .nv-icon{width:30px;height:32px;grid-row:1/3}
article.need-visual-p1 .reason-grid b{font-size:18px!important;line-height:1.5!important}
article.need-visual-p1 .reason-grid span{font-size:15px!important;line-height:1.7!important;margin:0!important}
article.need-visual-p1 .nv-decisions{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:24px 0}
article.need-visual-p1 .nv-decisions>div{display:grid;grid-template-columns:36px 1fr;gap:7px 12px;background:#edf4fb;border:1px solid var(--n-line);border-radius:11px;padding:20px}
article.need-visual-p1 .nv-decisions .nv-icon{width:30px;height:32px;grid-row:1/3}.need-visual-p1 .nv-decisions span{font-size:14px;color:#526981}.need-visual-p1 .nv-decisions b{font-size:21px;color:var(--n-navy);line-height:1.5}
/* Later content keeps the same visual attention as the opening. */
article.need-visual-p1 .choice-grid{grid-template-columns:minmax(0,1fr) 35px minmax(0,1fr)!important;gap:14px!important;margin:24px 0 0!important}
article.need-visual-p1 .choice-card{border:1px solid var(--n-line)!important;border-top:4px solid #87aacd!important;background:#f7faff!important;border-radius:12px!important;padding:22px!important;min-width:0}
article.need-visual-p1 .choice-card.replace{background:#edf4fb!important;border-top-color:#1e4f8f!important}
article.need-visual-p1 .choice-card .nv-icon{margin:0 0 14px}
article.need-visual-p1 .choice-card strong{color:var(--n-navy)!important;font-size:40px!important;line-height:1.3!important}
article.need-visual-p1 .choice-card strong span{display:inline;font-size:.48em!important}
article.need-visual-p1 .choice-card small{font-size:14px!important;line-height:1.6!important}
article.need-visual-p1 .choice-card b{font-size:22px!important;margin:10px 0!important}
article.need-visual-p1 .choice-card p{font-size:16px!important;line-height:1.7!important;margin:0!important}
article.need-visual-p1 .choice-versus{font-size:24px!important;color:#6c88a4!important;position:static!important;transform:none!important}
article.need-visual-p1 .claim-flow{display:grid!important;grid-template-columns:1fr!important;gap:0!important;margin:24px 0 14px!important}
article.need-visual-p1 .claim-flow-card{display:grid!important;grid-template-columns:38px 40px minmax(0,1fr)!important;gap:15px!important;padding:20px!important;background:#f8fbfe!important;border:1px solid var(--n-line)!important;border-radius:10px!important;min-width:0}
article.need-visual-p1 .claim-flow-card.final{background:#edf4fb!important;border-color:#8eacca!important}
article.need-visual-p1 .claim-number{width:36px!important;height:36px!important;font-size:13px!important;background:#dfeaf7!important;color:#1e4f8f!important}
article.need-visual-p1 .claim-copy span{font-size:13px!important;line-height:1.5!important;color:#526981!important}
article.need-visual-p1 .claim-copy strong{font-size:23px!important;line-height:1.5!important;color:#12355f!important}
article.need-visual-p1 .claim-copy p{font-size:16px!important;line-height:1.7!important;margin:3px 0 0!important}
article.need-visual-p1 .claim-flow-arrow{position:static!important;display:block!important;height:38px!important;line-height:24px!important;padding:7px 0!important;margin:0!important;transform:none!important;color:#6b89a6!important;font-size:24px!important;text-align:center;background:none!important}
article.need-visual-p1 .claim-flow-summary{display:flex!important;flex-wrap:wrap!important;justify-content:center;gap:7px!important;background:none!important;padding:10px 0!important;border:0!important}
article.need-visual-p1 .claim-flow-summary span,article.need-visual-p1 .claim-flow-summary strong{font-size:14px!important;background:none!important;padding:0!important;color:#4e6b86!important}
article.need-visual-p1 .claim-flow-summary b{font-size:15px!important;color:#879caf!important}
article.need-visual-p1 .fit-grid{gap:18px!important;margin:24px 0!important;align-items:start}
article.need-visual-p1 .fit-card{padding:22px!important;background:#f6faff!important;border:1px solid var(--n-line)!important;border-top:4px solid #91b0cc!important;border-radius:12px!important;min-width:0}
article.need-visual-p1 .fit-card.skip{background:#f8fafc!important;border-top-color:#a5b7c8!important}
article.need-visual-p1 .fit-card h3{font-size:21px!important;margin:14px 0!important}
article.need-visual-p1 .fit-card li{font-size:17px!important;line-height:1.7!important;margin:9px 0!important}
article.need-visual-p1 .final-questions{grid-template-columns:repeat(3,minmax(0,1fr))!important;gap:14px!important;margin:24px 0!important}
article.need-visual-p1 .final-questions>div{padding:22px!important;background:#edf4fb!important;border:1px solid #c7daeb!important;border-radius:11px!important;min-width:0}
article.need-visual-p1 .final-questions .nv-icon{margin:10px 0 13px}
article.need-visual-p1 .final-questions strong{display:block!important;color:#12355f!important;font-size:33px!important;line-height:1.4!important}
article.need-visual-p1 .final-questions b{font-size:18px!important;line-height:1.6!important}
article.need-visual-p1 .summary-judgment{border:1px solid #c3d7e9!important;background:#edf4fb!important;padding:24px!important;border-radius:12px!important;position:relative}
article.need-visual-p1 .nv-summary-symbol{margin-bottom:14px}
article.need-visual-p1 .summary-judgment>strong{font-size:25px!important;line-height:1.6!important;color:#12355f!important}
article.need-visual-p1 .summary-tags{gap:8px!important}
article.need-visual-p1 .summary-tags>span{font-size:14px!important;line-height:1.6!important;color:#31567a!important;padding:7px 12px!important;white-space:normal}
article.need-visual-p1 .related-box{padding:18px 0 18px 17px!important;border:0!important;border-left:3px solid #9bb6ce!important;border-radius:0!important;background:none!important;margin:23px 0!important}
article.need-visual-p1 .related-box>strong{display:block;font-size:19px!important;color:#12355f!important}
article.need-visual-p1 .related-box p{font-size:16px!important;line-height:1.75!important;margin:6px 0 10px!important}
article.need-visual-p1 .related-box a{font-size:16px!important;line-height:1.65!important}
article.need-visual-p1 .author{padding:22px!important;background:#f8fafc!important;border-color:var(--n-line)!important}
article.need-visual-p1 .author p{font-size:15px!important}
article.need-visual-p1 .sources p{font-size:14px!important;line-height:1.8!important}
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article.need-visual-p1{width:calc(100% - 32px)!important;padding:24px 0 50px!important}
article.need-visual-p1 p{font-size:17px!important;line-height:1.8!important;margin:12px 0 18px!important}
article.need-visual-p1 .nv-hero{grid-template-columns:minmax(0,1fr);gap:22px}
article.need-visual-p1 h1{font-size:30px!important;line-height:1.35!important;margin-bottom:15px!important}
article.need-visual-p1 .nv-title-sub{font-size:.67em;line-height:1.55;margin-top:9px}
article.need-visual-p1 .nv-life-hero{max-width:370px;width:100%;justify-self:center;padding:17px 14px 14px;border-radius:18px}
article.need-visual-p1 .nv-scene-kicker{font-size:13px;margin-bottom:14px}
article.need-visual-p1 .nv-scene-places{gap:8px}
article.need-visual-p1 .nv-scene-places>div{padding:10px 3px 8px}
article.need-visual-p1 .nv-scene-places .nv-icon{width:31px;height:33px}
article.need-visual-p1 .nv-scene-places span{font-size:12px}
article.need-visual-p1 .nv-scene-road{height:25px}.need-visual-p1 .nv-scene-road i:nth-child(2){height:25px}
article.need-visual-p1 .nv-scene-car>.nv-car{width:139px}
article.need-visual-p1 .nv-scene-car>span{font-size:14px}
article.need-visual-p1 .nv-scene-footer{margin-top:10px;padding-top:9px}
article.need-visual-p1 .nv-scene-footer>span{font-size:13px}
article.need-visual-p1 .quick-verdict.nv-answer{gap:12px;padding:18px 16px!important;align-items:flex-start;margin:20px 0 25px!important}
article.need-visual-p1 .nv-bulb{width:42px;min-width:42px;height:54px;margin-top:4px}
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article.need-visual-p1 .nv-answer-copy>p{font-size:15px!important;line-height:1.75!important}
article.need-visual-p1 h2{font-size:23px!important;line-height:1.5!important;margin:40px 0 15px!important;padding-left:12px!important;scroll-margin-top:96px}
article.need-visual-p1 h3{font-size:21px!important}
article.need-visual-p1 .nv-section-label>strong{font-size:23px}
article.need-visual-p1 .nv-topics{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
article.need-visual-p1 .nv-topic{min-height:154px;padding:14px 12px}
article.need-visual-p1 .nv-basics-pair{gap:10px}
article.need-visual-p1 .nv-basics-pair>div{padding:16px 9px;gap:9px}
article.need-visual-p1 .nv-basics-pair strong{font-size:18px}
article.need-visual-p1 .nv-basics-pair span{font-size:14px}.need-visual-p1 .nv-basics-pair small{font-size:13px}
article.need-visual-p1 .nv-basics-pair .nv-car{width:115px}
article.need-visual-p1 .experience-banner{padding:16px!important}.need-visual-p1 .experience-banner>strong{font-size:20px!important}
article.need-visual-p1 .impact-message{padding:17px!important}.need-visual-p1 .impact-message>strong{font-size:21px!important}
article.need-visual-p1 .impact-equation{grid-template-columns:minmax(0,1fr) 23px minmax(0,1fr)!important;padding:16px 12px!important;gap:8px!important}
article.need-visual-p1 .impact-equation span,article.need-visual-p1 .impact-equation strong{font-size:19px!important}.need-visual-p1 .impact-equation b{font-size:25px!important}
article.need-visual-p1 figure{padding:18px 14px}
article.need-visual-p1 figcaption{font-size:18px;margin-bottom:17px}
article.need-visual-p1 .nv-component-row{gap:5px;grid-template-columns:minmax(0,1fr) 14px minmax(0,1fr) 14px minmax(0,1fr)}
article.need-visual-p1 .nv-component-row>div{padding:13px 4px;gap:9px;align-self:stretch;justify-content:center}
article.need-visual-p1 .nv-component-row .nv-icon{width:28px;height:30px}.need-visual-p1 .nv-component-row b{font-size:14px;line-height:1.6}.need-visual-p1 .nv-component-row>span{font-size:19px}
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article.need-visual-p1 .nv-hidden-damage>div:not(.nv-connector){padding:17px}
article.need-visual-p1 .nv-hidden-damage>.nv-connector{height:36px;line-height:22px;padding:7px 0}
article.need-visual-p1 .decision-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:10px!important}
article.need-visual-p1 .decision-card{padding:15px!important}.need-visual-p1 .decision-card:last-child{grid-column:1/-1}
article.need-visual-p1 .decision-card>b{font-size:17px!important}.need-visual-p1 .decision-card>small{font-size:14px!important}
article.need-visual-p1 .amount-questions{grid-template-columns:repeat(2,minmax(0,1fr))!important;gap:10px!important}
article.need-visual-p1 .amount-questions strong{font-size:33px!important}.need-visual-p1 .amount-questions b{font-size:15px!important}
article.need-visual-p1 .decision-contrast{grid-template-columns:minmax(0,1fr)!important;gap:0!important}
article.need-visual-p1 .decision-contrast-arrow{height:38px!important;line-height:24px!important;padding:7px 0!important;transform:rotate(90deg)!important}
article.need-visual-p1 .decision-contrast-item{padding:17px!important}.need-visual-p1 .decision-contrast-item b{font-size:21px!important}
article.need-visual-p1 .nv-budget-bar{min-height:83px}.need-visual-p1 .nv-budget-bar b{font-size:25px}.need-visual-p1 .nv-budget-bar>span{font-size:14px}
article.need-visual-p1 .nv-budget-question{font-size:19px!important}
article.need-visual-p1 .key-message .main{font-size:21px!important}
article.need-visual-p1 .nv-loan-pair{grid-template-columns:minmax(0,1fr) 20px minmax(0,1fr);gap:7px}
article.need-visual-p1 .nv-loan-pair>div{padding:16px 8px}.need-visual-p1 .nv-loan-pair b{font-size:17px}.need-visual-p1 .nv-loan-pair small{font-size:13px}.need-visual-p1 .nv-loan-car{width:86px}
article.need-visual-p1 .nv-daily{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
article.need-visual-p1 .nv-daily>div{flex-direction:column;gap:8px;font-size:14px}
article.need-visual-p1 .reason-grid{grid-template-columns:1fr!important}.need-visual-p1 .reason-grid>div{padding:18px!important}
article.need-visual-p1 .nv-decisions{grid-template-columns:1fr;gap:10px}.need-visual-p1 .nv-decisions>div{padding:17px}.need-visual-p1 .nv-decisions b{font-size:20px}
article.need-visual-p1 .choice-grid{grid-template-columns:minmax(0,1fr)!important;gap:0!important}
article.need-visual-p1 .choice-card{padding:20px!important}.need-visual-p1 .choice-card strong{font-size:36px!important}
article.need-visual-p1 .choice-versus{height:38px;line-height:24px;padding:7px 0;transform:rotate(90deg)!important}
article.need-visual-p1 .claim-flow-card{grid-template-columns:30px 30px minmax(0,1fr)!important;gap:11px!important;padding:18px 14px!important}
article.need-visual-p1 .claim-number{width:29px!important;height:29px!important;font-size:12px!important}.need-visual-p1 .claim-flow-card>.nv-icon{width:29px;height:31px}
article.need-visual-p1 .claim-copy strong{font-size:21px!important}.need-visual-p1 .claim-copy p{font-size:15px!important}
article.need-visual-p1 .fit-grid{grid-template-columns:1fr!important}.need-visual-p1 .fit-card{padding:20px!important}.need-visual-p1 .fit-card h3{font-size:20px!important}
article.need-visual-p1 .final-questions{grid-template-columns:1fr!important;gap:12px!important}
article.need-visual-p1 .final-questions>div{display:grid;grid-template-columns:38px minmax(0,1fr);gap:4px 13px;padding:20px!important;align-items:center}
article.need-visual-p1 .final-questions .nv-icon{grid-column:1;grid-row:2/4;width:33px;height:35px;margin:3px 0}.need-visual-p1 .final-questions>div>span{grid-column:1/-1;margin-bottom:3px}
article.need-visual-p1 .final-questions strong,.need-visual-p1 .final-questions b{grid-column:2}.need-visual-p1 .final-questions strong{font-size:28px!important}.need-visual-p1 .final-questions b{font-size:17px!important;margin:0!important}
article.need-visual-p1 .summary-judgment{padding:20px!important}.need-visual-p1 .summary-judgment>strong{font-size:22px!important}.need-visual-p1 .summary-tags>span{font-size:13px!important;padding:6px 10px!important}
}

/* Bounded arrows and final heading rhythm. */
article.need-visual-p1 .nv-title-count{white-space:nowrap;display:inline}
article.need-visual-p1 .quick-verdict.nv-answer{max-width:none!important;width:100%!important;box-shadow:none!important}
article.need-visual-p1 .nv-arrow-glyph{display:inline-block;line-height:24px;flex:none}
@media(max-width:768px){article.need-visual-p1 .decision-contrast-arrow,article.need-visual-p1 .choice-versus{transform:none!important;display:flex!important;align-items:center;justify-content:center}article.need-visual-p1 .nv-arrow-glyph{transform:rotate(90deg)}}